Re: How to use your walmart card to get CLI ?
10-26-2012 10:07 PM
I got my walmart card 2 months ago with a $400 limit
My first statement cycle closed 2 days after i got my card so i got a $0 balance and no statement
In my second cycle, i used the card once for $59 and PIF after i got the statement, and $59 was reported to all agencies.
Last week i called underwriting to give it a try for CLI, and told them i want to buy some electronics with the 18 no interest rate and we are in the holiday season....
anyway i obviously got denied
Now my question is: How much should i use my card every month to get the best chances for a CLI in the future ?
When will i hit the 4 months ? After my 4th or 5th statement ? because the first month i didn't use the card (only 2 days in the statement cycle )
Does that month counts in my case or not ?
Please advice me from personal experience
GE gives CLI auto usually between 2-4 months, but possibly 6... you should start requesting after 4 but maybe 6 if you don't get an auto.
GE likes TONS OF USE!!!!
Joint Cards: Navy NavCheck $15000, Discover iT $4500, Macy Amex $3000, Macy Store $3000, Macy Furniture $5800
Mine: Navy NavCheck $3000, Kay Jewelry $2700, Pottery Barn $2800, HSN $1500, Vitacost MC $1500, Navy Cash $1500 and nRewards $1000, Bill Me Later $772, Cap1 Sony $750, Cap1 Spark $750, Best Buy MC $750, GE 76 Gas $650, Von Maur $600, Cap1 QuickSilver $500, Burbank CU $500, Kohls $300, Target1 $300, Target2 $300, Buckle $250, Express $250, Target3 $200
AU List: Available Upon Request