Valued Contributor
afbar1114
Posts: 2,177
Registered: ‎01-09-2012
BoA inqs.....

is boa a SP or HP for a CLI?


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Valued Contributor
trumpet-205
Posts: 1,970
Registered: ‎11-11-2010
Re: BoA inqs.....

HP 99% of the time.

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Citi Forward (12/2010) | Citi TY Preferred (05/2011) | BofA Travel Rewards (07/2011) | Chase Freedom (11/2011)
GECRB/PayPal (05/2012) | Discover it (07/2012) | US Bank Cash+ (08/2012) | AMEX BCE (09/2012)
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Valued Contributor
jsickz32
Posts: 1,987
Registered: ‎06-25-2012
Re: BoA inqs.....

HP 99.99%

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Valued Contributor
afbar1114
Posts: 2,177
Registered: ‎01-09-2012
Re: BoA inqs.....

i keep hearing diffrent things if i remeber right my last one was a SP i think


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Established Contributor
flowfaster
Posts: 785
Registered: ‎08-30-2011
Re: BoA inqs.....
[ Edited ]

I have had 2 CLI from boa.  The first one was for a small amount online and was approved with a soft pull.  The second one was over the phone with a senior analyst and resulted in a hard pull on TU.  I requested a much higher amount the second time.

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Valued Contributor
trumpet-205
Posts: 1,970
Registered: ‎11-11-2010
Re: BoA inqs.....

flowfaster wrote:

I have had 2 CLI from boa.  The first one was for a small amount online and was approved with a soft pull.  The second one was over the phone with a senior analyst and resulted in a hard pull.  I requested a much higher amount the second time.


How small was the first one? My BofA CLI from $600 to $1,000 via online request resulted HP.

 

In My Wallet:
Citi Forward (12/2010) | Citi TY Preferred (05/2011) | BofA Travel Rewards (07/2011) | Chase Freedom (11/2011)
GECRB/PayPal (05/2012) | Discover it (07/2012) | US Bank Cash+ (08/2012) | AMEX BCE (09/2012)
Target (10/2012) | Chase Ink Classic (11/2012) | BofA Balance Rewards (04/2013) | FNBO/Overstock (02/2014)
Valued Contributor
afbar1114
Posts: 2,177
Registered: ‎01-09-2012
Re: BoA inqs.....

I had a CLI from $800 to $1500 sp..over the phone. I wonder if I can try on line and see what happens....any thoughts?


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Established Contributor
migliogiorni
Posts: 657
Registered: ‎06-27-2012
Re: BoA inqs.....

sounds like cli's are for the most part HP's with a few SP's here and there. 

 

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CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
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DFS: 2k
Established Contributor
flowfaster
Posts: 785
Registered: ‎08-30-2011
Re: BoA inqs.....

trumpet-205 wrote:

flowfaster wrote:

I have had 2 CLI from boa.  The first one was for a small amount online and was approved with a soft pull.  The second one was over the phone with a senior analyst and resulted in a hard pull.  I requested a much higher amount the second time.


How small was the first one? My BofA CLI from $600 to $1,000 via online request resulted HP.

 


I requested 1K to 2.5K.  It was an nstant approval from the online luv button.  No inq ever showed up on any report.

 

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
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HiLine
Posts: 2,737
Registered: ‎10-19-2012
Re: BoA inqs.....