Valued Contributor
youngandcreditwrthy
Posts: 3,789
Registered: ‎08-16-2012
Re: Walmart Discover Upgrade

‎10-26-2012 02:23 PM

I had a zero bal when I got the offer
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
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Established Contributor
armbenderc
Posts: 796
Registered: ‎09-11-2012
Re: Walmart Discover Upgrade

‎10-26-2012 03:57 PM

youngandcreditwrthy wrote:
I had a zero bal when I got the offer

It seems more people got upgraded with zero bal than some that carry bal.

 

Oh well, I just PIF mine 5 min agos, now I have to wait for statement to cut next month to get zero bal report :smileyfrustrated:

 

Current Score: Amex Plus (02/13): 728 EX, 728 EQ, Discover LP (03/13): 731 TU, Walmart TU08 (04/13) 734
2013 App'd: 03/01/13 - Discover IT (Approved), 03/04/13 - Amex BCE (Approved), 05/04/13 - CSP (Approved)
(471 Views)
 
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012
Re: Walmart Discover Upgrade

‎10-26-2012 05:01 PM

Congrats on the upgrade

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Frequent Contributor
Sparkz1920
Posts: 263
Registered: ‎08-09-2009
Re: Walmart Discover Upgrade

‎10-26-2012 05:52 PM

Had about a 50.00 balance
Starting Score: 601
Current Score: 670
Goal Score: 700

Take the FICO Fitness Challenge

NFCU Rewards- 8K......AMEX Delta Skymiles-5k.....Citi AAdvantage AMEX-3.5K...WalMart Discover-4K....Old Navy Visa-2k...BOA-3000...AMEX Green-NPSL....Discover More-1K
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Valued Contributor
youngandcreditwrthy
Posts: 3,789
Registered: ‎08-16-2012
Re: Walmart Discover Upgrade

‎10-26-2012 07:03 PM

I dont think it matters. It was almost maxed out like a year lol then I paid it off and got the upgrade after two months at a zero bal haha.
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
(419 Views)
 
Established Contributor
lithium78
Posts: 752
Registered: ‎07-30-2011
Re: Walmart Discover Upgrade

‎10-28-2012 06:40 AM

I had a zero balance when I got the upgrade.

Starting Score: TU: 566
Current Score: TU: 729 (Walmart FICO); EQ: 754 (MyFico) EX: 776 (FAKO)
Goal Score: 800
Take the FICO Fitness Challenge
(341 Views)
 
Frequent Contributor
JonStur
Posts: 361
Registered: ‎12-25-2010
Re: Walmart Discover Upgrade

‎10-28-2012 04:51 PM

Had about $200 on mine...

Starting Score: TU 686 EX 641 EQ 690
Current Score: TU 796 EX 780 EQ 750
Goal Score: 800 Club

Take the FICO Fitness Challenge
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Valued Contributor
creditnocash
Posts: 1,922
Registered: ‎07-23-2012
Re: Walmart Discover Upgrade

‎10-28-2012 06:01 PM

i have a -7.37 balance do i have a better chance? jk (sarcasm) 

 

im looking into the upgrade but not liking the aaoa hit. sometime in the next two years wont be bad though. 

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
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