Established Contributor
thankfulheart
Posts: 613
Registered: ‎09-26-2011
Re: Garden Club Meeting - November 2012

‎11-05-2012 05:39 AM

Still sitting in the garden, but at least it's in my new house!  I knew I would be facing some expenses, but sheesh, this is getting bad.  I've maxed out my Lowe's card and my scores are reflecting it with a nosedive.  I am ready for the dust to settle on getting all my deposits back and cards/statements in hand (new address) so I can get crackin' paying some of this back down and watching my scores grow again.  Although, TU on USAA right now is in the 9000s (yep 9000) and there is no data to show at all for 2 days now, so something must be wrong with their system.

Starting Score: 10/1/2011 EQ 568 TU 593
Current Score: EQ 664 TU 700 EX 701 (FAKO)
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New Contributor
jrodzmc09
Posts: 66
Registered: ‎07-02-2012
Re: Garden Club Meeting - November 2012
[ Edited ]

‎11-05-2012 08:07 AM - edited ‎11-05-2012 03:09 PM

1 month and 3 days app free! :smileyvery-happy: Keep it coming!

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Valued Contributor
creditnocash
Posts: 1,918
Registered: ‎07-23-2012
Re: Garden Club Meeting - November 2012

‎11-05-2012 10:14 AM

Yeah i know it's not bad and would still be reporting less then 9%. Only card I want is the true earnings Amex. Other then that I'm good. I won't be going for that until at least jan or greater.
Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
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Member
MrAnonymous
Posts: 35
Registered: ‎05-31-2012
Re: Garden Club Meeting - November 2012
[ Edited ]

‎11-05-2012 10:59 AM - edited ‎11-05-2012 10:59 AM

I stepped out of the garden last month to open a NFCU checking/savings account and got their Cash Rewards Signature Card.

 

I'm in the garden for good until mortgage time comes around mid to late next year.

Amex BCE - $6000
Chase Freedom - $4500
Citi Thank You Preferred - $9050
Discover More - $6000
US Bank - $6000
NFCU Cash Rewards Visa Signature - $20000
(488 Views)
 
Frequent Contributor
shakalaka
Posts: 437
Registered: ‎09-10-2012
Re: Garden Club Meeting - November 2012

‎11-05-2012 12:51 PM

Today I am officially 1 months app free :smileyvery-happy: and no itching at all ... so far at least

 


Amex Platinum (NPSL) | Amex BCE (12,000) | Discover IT (8,000) | Chase Freedom (4,000) | Walmart (850) | Alliant CU Visa | CapOne Newcomers MC | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)

FICO: TU 726 (5/13) EQ 694 (5/18) EX 714 (1/26)
(465 Views)
 
Frequent Contributor
tonyaether
Posts: 334
Registered: ‎06-04-2011
Re: Garden Club Meeting - November 2012

‎11-05-2012 04:25 PM

Checking in this week. One day shy of 200 days in the garden. No itch or anything just a little bored playing in the dirt. It comes and goes. I am still firmly planted here though until at least January but hopefully April.
Starting over in the garden...my seed has been planted:-)Last app: 02/23/2013
Current Scores: 12/2012 EQ - 783(FICO), TU98 - 773(FICO ), TU08- 763(Walmart FICO),EX PLUS-775 (FAKO) Credit Sesame - 804 (FAKO)
Wallet: Barclays Plat. Rewards MC 0/$4.9k,Amex BCP 0/$9.1k, CitiForward Signature $900/$11k, Chase Freedom 0/$3k,Target Visa 0/$1.5k, Walmart Discover 0/5.4k, Delta Gold Skymiles Amex 0/$2k
GOAL: 800 ACROSS THE BOARD!!!!
(423 Views)
 
Moderator
Moderator
webhopper
Posts: 6,697
Registered: ‎09-16-2011
Re: Garden Club Meeting - November 2012

‎11-05-2012 07:10 PM

8 more days until I get the bronze spade.... Happy gardening all!
Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!


Take the myFICO Fitness Challenge
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New Contributor
qtcbcute
Posts: 75
Registered: ‎06-28-2008
Re: Garden Club Meeting - November 2012

‎11-05-2012 07:24 PM

In the garden...again...since 10/22/12 and I plan to be here for a while! I have my new Chase Freedom with a CL of $6000 and my new Discover with a CL of $6000. Let me get a cocktail and a snack and get comfortable!


Starting Score: ?
Current Score: ?
Goal Score: 720

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SpiritOf76
New Member
SpiritOf76
Posts: 9
Registered: ‎11-04-2012
Re: Garden Club Meeting - November 2012
[ Edited ]

‎11-05-2012 07:44 PM - edited ‎11-05-2012 07:46 PM

I just applied for Kohls charge today (approved for $300) and applied for Target RedCard (approved, but not sure how much due to computer shut down while app was processing. Then hubby comes home complaing about toothache, so then I had to apply for CareCredit and requested $2000 and got approved (I should have requested $3000...oh well, maybe I'll get a CLI down the road...$2000 should be enough to cover possible root canal for now...I hope). I was going to apply to local credit union, but since they do a HP to approve membership, I think I'll wait 3-6 months before applying for membership and their Visa. So with 3 apps and 3 approvals today, and $500 CLI on Cap1 Platinum yesterday (SP I believe), I'm in the garden for next 3-6 months.

In the Garden until May 2013
Starting Score: FICO: EQ 679 (11/12), TU 696 (11/12); FAKO: EQ 599 (3/11), TU 634 (5/10), EX 619 (5/10)
Current Score: FICO: EQ 691 (11/12), TU 716 (11/12); FAKO: EQ 640 (11/12), TU 659 (11/12), EX 659 (11/12)
Goal Score: 700+
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Valued Contributor
Duncanrr
Posts: 2,500
Registered: ‎06-08-2012
Re: Garden Club Meeting - November 2012

‎11-05-2012 09:39 PM

casually sneaks back in the garden.

 

(In the garden for 10 hours!  No more apps till refi as I'm sticking to my plan.  Thanks NFCU for being as insane with credit as I am :smileyhappy:  I think their computer must had been drapping when it approved me)



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750
Take the FICO Fitness Challenge
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