distantarray wrote:
NEVER... EVER apply for CLI with 30%+ utility you'll be turned down 100% of the time. If you can not get it down to under 5% with Amex I don't think it's even worth trying. Haven't ever seen success.
I am at 10% now....
I guess the question that comes to mind is why wouldnt they just deny it like before instead of the 7-10 day deal.
Scores: EQ (FICO) - 719 | EX (FAKO) - 710 | TU (FICO) - 710 - 03/13/2013
Barclays US Airways MC (5 K) | Chase United Airlines Sig VISA (5K) | BOA Rewards Sig Visa (10K) Citi Dividend Plat MC (4.2K) | Discover Miles (4K) | AMEX BCE (7 K)
