I've had my card over a year. I have a current offer for a $100 CLI (it will cost me $19.95 if I accept). No, thanks.

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Starting Score 2/10/12: FICO TU 576, FICO EQ 582, EX PLUS 597
Current Score: MYFICO TU 718, MYFICO EQ 710, EX FAKO 726
Goal Score: 760

Take the FICO Fitness Challenge

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Education44 wrote:

I've had my card over a year. I have a current offer for a $100 CLI (it will cost me $19.95 if I accept). No, thanks.

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hahahaha that is a joke, really. I did read that in the agreement but I had to laugh...I was like, really? I thought maybe they would do increases automatically without charging the fee.

This card will be gone by next September.

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Starting Score: TU TransRisk 532| EQ FICO 635|EX Plus 612
Current Score: TU TransRisk 590|EQ FICO 681|EX FAKO 676|Vantage 684 as of June 10, 2013
Goal Score: 750-800 across the board

Take the FICO Fitness Challenge

I wantwhat want to know what you need to do if you want to cancel this card ??? I known this company pretty stinkie........and we want to trouble free ???

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Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800

Walmart: 10k | Usaa: 8k | BCE: 3k | Amex Green: NSPL | Cap: 2k | Disco: 3.4k | ORchar: 0.4k

I get a CLI from CreditOne every 6 months.  Because of this, I think they are a great rebuilder card. 

Are you able to get an increase without paying the fee?

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Starting Score 2/10/12: FICO TU 576, FICO EQ 582, EX PLUS 597
Current Score: MYFICO TU 718, MYFICO EQ 710, EX FAKO 726
Goal Score: 760

Take the FICO Fitness Challenge

There is always a fee for a CLI with CreditOne.  Its worth keeping a few years during rebuiding.  Then close it as you qualify for better cards with higher limits.

I love my CreditOne card, but hate it at the same time....it has a 50k limit, but after the annual fee, I end up with $1 in available credit.... 

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL

Yes, they increase your credit line. I have had three automatic cli without any fee for the increases over the past 20 months. It's been an OK card, and will droping them in a few months as I'm gardening any cards with AF, this and Cap1 Best Buy will be toast in a few months.

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Starting Score: EQ 530 TU 550
Current Score: EQ 693 TU 697
Goal Score: 720+

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jsucool76 wrote:

I love my CreditOne card, but hate it at the same time....it has a 50k limit, but after the annual fee, I end up with $1 in available credit.... 

 

 

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LOL sounds like First Premier but it wasn't a joke for me. $200 limit and a $179 annual fee already added on  when card was activated leaving me $21 on the card WOOHOO! and a 79% interest rate (5-6 years ago)  also $6 to pay my bills online -_-;

but with any company you can probably get the credit limit increase fee waived if you threaten to cancel the card.

total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758