Re: Upgrade to Surpass
11-03-2012 09:34 PM
CreditScholar wrote:+1. The best combination for most people would be the no AF Amex plus the Citi Reserve. The only exception I can see to this is if someone spends a lot of nights in US Hiltons. Then the 12 points on the surpass vs 10 on the reserve may start to add up.
I think AMEX has a strong entry level Hilton no AF card, which gets you access to discounted point redemptions with the AXON discount. In terms of a Hilton with an AF, I would go with the Citi Hilton Reserve. With that card you basically get the same rewards, but you can net a free night when spending $10,000 a year. Furhtermore it has a EMV chip, which you can use if you travel abroad.
Thanks for the advise. I was mostly just looking at the upgrade for the 50k points. I may add another hhonors card, but I think the marriott card is a bit better. Check it out from the link in my signature.
$17k $8.5K Closed $19k $6.5k $24.2k Closed $5k Closed $8.5k Closed @2.49%