Established Contributor
Posts: 2,112
Registered: ‎09-25-2011
Re: Upgrade to Surpass

Dustink wrote:

nenuco wrote:

Why does Chase have all the good cards? Lol, if it were possible I would get 2 or 3 more Chase cards, their rewards/AF ratio is pretty amazing. Too bad people have to close/ shift around credit to open new cards.

They are by far the most profitable bank in the US, so they can afford to offer great rewards. Which attracts high quality borrowers and they then become even more profitable.


Chase has the most cards out there, but I'm sure Amex is still the most profitable. Since their default rates are the lowest, and Amex still has the reputation for being the best card out there, and majority of the businesses I know use Amex over anything else.

total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758