Valued Contributor
Posts: 3,099
Registered: ‎10-02-2012
Re: Upgrade to Surpass

distantarray wrote:

Dustink wrote:

nenuco wrote:

Why does Chase have all the good cards? Lol, if it were possible I would get 2 or 3 more Chase cards, their rewards/AF ratio is pretty amazing. Too bad people have to close/ shift around credit to open new cards.

They are by far the most profitable bank in the US, so they can afford to offer great rewards. Which attracts high quality borrowers and they then become even more profitable.


Chase has the most cards out there, but I'm sure Amex is still the most profitable. Since their default rates are the lowest, and Amex still has the reputation for being the best card out there, and majority of the businesses I know use Amex over anything else.

Chase is on top now. AMEX is far behind.


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