Re: Classic TheNewWorl
[ Edited ]
dMan: How the credit bureaus update your reports
11-04-2012 09:47 AM - edited 11-04-2012 09:51 AM
So true I have one account I closed back in Feb of this year and the creditor has yet to report it has closed. The last update was in December of 2011. Another Creditor has been reporting a closed account since 1997 and that account was closed with a 0 balance and in good standing. Sometimes I just don't get the logic that these banks use.
At anyrate its not hurting me so I suppose it does not really matter.
AMEX Platinum, AMEX Blue cash (15k), AMEX Delta (5k), US Bank Premier Line (14.5k), US Bank Cash + (5k), Chase Freedom (5k), Fred Meyer Rewards Visa (7.5k), US Bank Flex Perks Travel Rewards (5k), Discover IT (5k), Chase Sapphire Preferred (8k), Alerus Financial Visa Signature issued by Elan (10k) and JCPenney (5k..Oldest Account 20 Years)
TU FICO Score = 795, EQ FICO Score = 763, EX FICO Score = 775,
CreditKarma score = 785, CreditSesame score = 770, Vantage = 871