im not spending more then i can chew. but i almost feel bad now not pif if it ever came to that. 

i have enough to make everything 0 but thatll leave me with about 100 dollars in my checking account. 

all of my cards are 0 due because they are all new charges expect my zync which is due by the 15th. which i will pif even new charges. 

get paid every friday. 

should i let a couple balances report? and have more cash in checking? 

move over from savings? 

thoughts opinions? 

why do i feel bad leaving a balance? lol 

its not like i get charged interest unless i let it report 2 months in a row without pif. 

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13) Starting total revolving credit: $2600 | Current total revolving credit: $21,600 Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012

2013 Goals: Freedom Signature Costco:True Earnings

Amex Zync(Unicorn) Chase Freedom$1500 Citizens Mastercard$5000