Valued Contributor
creditnocash
Posts: 2,195
Registered: ‎07-23-2012
Re: Garden Club Meeting - November 2012

im not spending more then i can chew. but i almost feel bad now not pif if it ever came to that. 

i have enough to make everything 0 but thatll leave me with about 100 dollars in my checking account. 

all of my cards are 0 due because they are all new charges expect my zync which is due by the 15th. which i will pif even new charges. 

get paid every friday. 

should i let a couple balances report? and have more cash in checking? 

move over from savings? 

 

thoughts opinions? 

 

why do i feel bad leaving a balance? lol 

its not like i get charged interest unless i let it report 2 months in a row without pif. 

Current: Discover Fico 689 7/14 Walmart Fico 697 8/14

Inquiries (24 Months): EQ 6 TU 3 EX 4 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000