Re: Discover Card

ShiningDown · ‎08-12-2011

I know! My installment loan is a joint account with DH. + 7,000 credit card debt.

Walmart 671/April
credit sesame 711 AUG / /2012 (Never updated yet)
Quizzle 680 Sept/ /2012 696/March
CK transrisk 665/ MAY (Vantage 733/MAY)
Credit.com 695 / May (vantage 733/May)

soleilbabe · ‎11-02-2012

I just got the email that my card is on its way!!!! Yippee!!!

In my wallet: Discover More $11,300 11/2/12 | Chase Freedom $500 11/8/12

Initial 10/14/12 (Free Score): TU 621 /EQ 621 /EX 618
Current: 1/13/13 (Free Score): TU 708 /EQ 677 /EX 698
Initial EQ FICO: 670 11/2/12
Current EQ FICO: 698 1/13/13

gettnthere · ‎06-14-2012

soleilbabe wrote:
I just got the email that my card is on its way!!!! Yippee!!!

Congrats again! I remember a member, Razeous, I think it was, had like a 660ish EQ fico and discover gave him a starting CL of like $12,500 or something like that so it def sounds like Discover lol I wish a lender would do that for me!

Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12

EandK23 · ‎09-12-2012

Congrats!! My CL is $13K with Discover which was recently approved...

Starting Score: 632 (TU) 02/2011
Current Score: TU08: 743 (12/12) EX: 742 (Amex Pull) 09/2012
Goal Score: 780

Take the FICO Fitness Challenge

linux007969 · ‎04-20-2012

I apped for a Discover earlier today and got approved for $1,000 i had to call and make sure too cuz i was so shocked i was approved with less than a year of established history! They saw something they liked and they gave me a limit double my Capital One Card so i'm extremely happy right now!!!

TU Score as of 12/6/12 - 732 | EQ Score as of 12/6/12 - 678
TU Score as of 11/4/12 - 692 | EQ Score as of 7/4/12 - 664
Ex Score as 0f 7/6/12 - 682 | (As of 3/9/13) - In Garden till April 2015. (Please help me stay on track)!!!

Alexander251 · ‎07-01-2012

Wait. I have a 745 credit score and was declined. How is this possible?

EX 733 (Lender Pulled)
TU 745 (Lender Pulled)
EQ 738 (Lender pulled)

Alexander251 · ‎07-01-2012

Im shocked!!!

EX 733 (Lender Pulled)
TU 745 (Lender Pulled)
EQ 738 (Lender pulled)

HiLine · ‎10-19-2012

Alexander251 wrote:
Wait. I have a 745 credit score and was declined. How is this possible?

What does the rest of your credit profile look like?

---> HiLine's personal finance blog - Follow my journey!

-Taking a break from the forums from 4/23/2013

Alexander251 · ‎07-01-2012

Very Clean.

12 open accounts in excellent standing! . 10 CC's and two cars

Old

2x paid off 6 year old verizon lates!

1x 30 day late car payment from 6 years ago

1x 6-year old citibank settled cc

rest is all good. Never late. Total 27 accounts and a 10 year history.

EX 733 (Lender Pulled)
TU 745 (Lender Pulled)
EQ 738 (Lender pulled)

RonDawg · ‎10-19-2012

soleilbabe wrote:
I was just applied for a discover card, and when I go to check the status it says I'm approved for a credit line of $11,300. Is that normal to be approved for a credit line that high?

Yeah perhaps it was a typo and they really did mean $1,300 but added the extra 1 by accident making it 10k higher. Can you say Bank Error in your favor lol

At anyrate congrats!

-Ouch Fell out of the Garden-
AMEX PR Gold, AMEX Blue cash (15k), AMEX Delta (5k), US Bank Premier Line (14.5k), US Bank Cash + (5k), Chase Freedom (5k), Fred Meyer Rewards Visa (7.5k), US Bank Flex Perks Travel Rewards (5k), Discover IT (3.25k), Alerus Financial Visa Signature issued by Elan (10k) and JCPenney (5k..Oldest Account 20 Years)
FICO Score = 785 TU & 739 EQ Goal is 800 TU & 750 EQ
CreditKarma score = 762, CreditSesame score = 780, Vantage = 861