Re: Walmart Pre-Approved for $500

KausticRage · ‎10-10-2012

When I logged into my Walmart account and click on the CC app it said I was Pre-Approved for $500. Althouhg its nice to see a pre-approval and I want to app but that limit is low. Has anyone ever had any success getting that limit up with Recon after being approved for the pre-approved limit? Sorry if its a repost but I couldnt find an answer with a search.

April 2013 FICO Scores
Experian - 709 Chase Freedom Pull
Equifax - 788 BofA MLB Rewards Pull
Trans Union - 778 (GE Money Bank CLI scores)

In the Garden until at least 2014 to let the new accounts age and HP's fall off. 800 club here I come...

beb86 · ‎10-31-2011

thats a good starting limit and it will grow pretty much like clock work

KausticRage · ‎10-10-2012

Yeah, I know it could be much worse but I wanted to take advantage of the 0% financing on electronics but $500 is not enough for what I want.

April 2013 FICO Scores
Experian - 709 Chase Freedom Pull
Equifax - 788 BofA MLB Rewards Pull
Trans Union - 778 (GE Money Bank CLI scores)

In the Garden until at least 2014 to let the new accounts age and HP's fall off. 800 club here I come...

jsucool76 · ‎12-11-2011

KausticRage wrote:
Yeah, I know it could be much worse but I wanted to take advantage of the 0% financing on electronics but $500 is not enough for what I want.

Call up when approved and ask for a higher limit and specifically mention the 0% for 18 months offer. There were a lot of CLIs going around here when that coupon first showed up.

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL

somnipotent · ‎06-02-2008

It grows every four months. Starting at 500, you'll be at 2-3k by end of next year. plus you get a free TU08 score every month. worth it's weight on gold.

Cadillac-XTS · ‎08-20-2012

Congrats

LS2982 · ‎04-09-2011

KausticRage wrote:
When I logged into my Walmart account and click on the CC app it said I was Pre-Approved for $500. Althouhg its nice to see a pre-approval and I want to app but that limit is low. Has anyone ever had any success getting that limit up with Recon after being approved for the pre-approved limit? Sorry if its a repost but I couldnt find an answer with a search.

I wouldn't worry about the CL.

GE grows very quickly with good usage every 4 months ask for a CLI.

Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 709 5/23/2013

Epcot · ‎10-10-2012

Wow, I just tried this and also got the pre-approval link. It also mentions at the bottom:

"By applying for this account, I am asking GE Capital Retail Bank ("GECRB") to issue me a Walmart® Discover® Card (the "Card")"

Seems they pull TU. Must.. resist..

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 777 EX 767 TU 771
App free since 4/11/12

JPersat · ‎05-28-2012

Go for it. My husband & I both got one - my measly $300 limit (reconned from $150!), and he got $800. Our TU scores are only 5 pts apart. I'm hoping it really does grow like everyone says it will The savings in gas this month alone is worth it.

Starting Score: 492 02/12
Current Score: TU: 668 (FICO), EQ: 668 (FICO). EX: 651(lender pull 9/27/12)
Goal Score: 660

wallyworld123 · ‎01-04-2012

I absolutely love my walmart card. You should apply GE will definitely show u luv!