Valued Contributor
youngandcreditwrthy
Posts: 3,765
Registered: ‎08-16-2012
Re: Discover CLI

‎11-05-2012 06:44 PM

Congrats!!!! Just got a Motiva recently! Looking forward to bldg a relationship w Amex :-)
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
(673 Views)
 
Valued Contributor
youngandcreditwrthy
Posts: 3,765
Registered: ‎08-16-2012
Re: Discover CLI

‎11-05-2012 06:46 PM

I mean Discover* lol.
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
(670 Views)
 
Contributor
firstladyd
Posts: 143
Registered: ‎05-23-2011
Re: Discover CLI

‎11-05-2012 08:47 PM

Love discover. Congratulations
Starting Score: 585
Current Score: TU 734 Walmart EQ 704 FICO EX 721
Goal Score: 750 Across the board

Take the FICO Fitness Challenge

(649 Views)
 
Regular Contributor
youngman1234
Posts: 228
Registered: ‎02-27-2012
Re: Discover CLI

‎11-05-2012 09:22 PM

Just keeping using the card and trying paying in full... I opened a more card back in nov as well and they gave me a credit limit of 1,000....they increased me this month to 15,000...I love discover
BOA Cash Sig-20k, BOA Cash Rewards Plat- 16k, BOA Amex-7.5k, Discover-15k, Penfed Promise- 9k, Chase Slate-3k, Alliant-2.5k, Barclays- 2k, Wells- 1.5k, Pnc-1.5k, Affinity-1k, Capital one- 750, Amex gold- 3k hard limit

Business - Chase Bold- 45k & Chase ink cash- 12k
(636 Views)
 
Member
MrAnonymous
Posts: 35
Registered: ‎05-31-2012
Re: Discover CLI
[ Edited ]

‎11-06-2012 11:04 AM - edited ‎11-06-2012 11:05 AM

Congrats!!

 

Discover is definitely one my favorite to do business with. When I opened my account with them in Jan of this year they gave me a $1,000 limit. In April they auto CLI me to $1250 In July I requested a CLI and they bumped me to $5,000 via SP, then in September they auto CLI me to $5,250. Just a couple of days ago they auto CLI me again to $6,000. I have always paid in full every month.

 

I think Discover wants to keep their limit close to what my Amex is.

Amex BCE - $6000
Chase Freedom - $4500
Citi Thank You Preferred - $9050
Discover More - $6000
US Bank - $6000
NFCU Cash Rewards Visa Signature - $20000
(568 Views)
 
Contributor
pt2005
Posts: 118
Registered: ‎10-12-2012
Re: Discover CLI

‎11-06-2012 05:11 PM

MrAnonymous wrote:

Congrats!!

 

Discover is definitely one my favorite to do business with. When I opened my account with them in Jan of this year they gave me a $1,000 limit. In April they auto CLI me to $1250 In July I requested a CLI and they bumped me to $5,000 via SP, then in September they auto CLI me to $5,250. Just a couple of days ago they auto CLI me again to $6,000. I have always paid in full every month.

 

I think Discover wants to keep their limit close to what my Amex is.

Is it true that Discover has been playing catch up with your Amex BCE? Looks like both of your cards are at $6K now.

 

FICO Scores: EX 744 (Quizzle), myFICO EQ 649, myFICO TU 708
Credit Cards: Chase Freedom 7k | Cap1 Spark Cash 5.5k | AMEX TrueEarnings 4.5k | Cap1 Cash Visa 3.5k | Cap1 Cash MC 3.5k | AMEX SimplyCash 3K | Discover IT1k
Store: PayPal SmartConnect 3.4k | JCP 3.2k | Banana 2.2k | Walmart 2.2K | TargetRED 300 | Kohls 100
(543 Views)
 
Regular Contributor
hateAshbury
Posts: 128
Registered: ‎11-14-2011
Re: Discover CLI

‎11-13-2012 08:28 PM

Congrats. Discover has been a tough nut for me to crack. Member since 2001, I put a fair amount of volume through the card every month, pay in full, and for all that I have just a $1,500 credit limit. My TU FICO has held steady at 720-730 for most if not all of 2012. If it weren't for (1) having this card raises my AAoA significantly and (2) I don't pay a fee on the card, I would dump this card immediately. It does very little to justify being in my house, much less to justify being in my wallet.

Starting Score: 653 (11/1/2011 TransUnion)
Current Score: 719 (5/3/2012 TransUnion) 572 (3/21/2012 Equifax) 762 (4/14/12 VantageScore)
Goal Score: 700

Take the FICO Fitness Challenge
(466 Views)
 
Established Contributor
bettercreditguy1
Posts: 652
Registered: ‎02-11-2012
Re: Discover CLI

‎11-14-2012 04:41 AM

Discover has been a good joint credit card for us. We started out around $5ooo. and they have auto increased us to $9400 in about  two years.

Starting scores 01/ 02/2012 EQ 707 TU 733 EXP 735 (FAKO)
Updated scores 05/01/2013 EQ 761 TU 780 EXP 788 (Exp. equivalency)


Remember the Three P's: Pay early in Full, Pay on Time, Patience
(413 Views)
 
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012
Re: Discover CLI

‎11-14-2012 06:10 AM

Congrats

(400 Views)
 
Regular Contributor
cutemarty1
Posts: 170
Registered: ‎02-03-2011
Re: Discover CLI

‎11-23-2012 05:32 AM

Credit314 wrote:

Congrats

Congrats too!!

 

Just got an increase to 9k from 4.5 for my Discover Credit Card thru an analyst.  I got the increase thru a CSR which said my my app would need further review. A british speaking guy was interrogating me about my income and mortgage for twenty minutes lol.

 

My TL : AMEX Zync-CLOSED/ Home Depot 16.5 K / CSP 12k/ CU Visa 11k/ Citi World 11k / BoA PLat 10k / Discover 9k/ Hyatt Visa Sig 5k / United Exp 5K / Freedom 0.5 K / Bestbuy 2.4K/ Nordstrom 2.5K / Hilton AMEX 2k/ Macy's Store 1.7K/ / BBRZ Gold 1.4K / Express 1.4K/ AE 0.4K
(316 Views)