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Registered: ‎07-12-2011
Re: Pay Over Time--AMEX Platinum

MrShush wrote:

shakalaka wrote:

It is sort of the standard limit AFAIK


And pay over time needs to be activated, you do not have it automatically

I wasn't aware of a limit especially a universal one. Just a section I noticed and thought it was interesting. I'm pretty sure mine is/was activated though.


Hey MrShush!

I think that the 35K limit is standard unless approved at activation/invite it states differently.  My limits are 35K on both my charge cards with Amex.  My brother's was activated with 18K.  Not everyone is offered this "perk" and it's based on internal score and ability to pay.  

Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSP 20.5K, TotalRewards 20.5K, QuickSilver 20K