Valued Contributor
Posts: 1,413
Registered: ‎04-18-2008
Re: Pay Over Time--AMEX Platinum

improvingmycredit wrote:

MrShush wrote:

shakalaka wrote:

It is sort of the standard limit AFAIK


And pay over time needs to be activated, you do not have it automatically

I wasn't aware of a limit especially a universal one. Just a section I noticed and thought it was interesting. I'm pretty sure mine is/was activated though.


Hey MrShush!

I think that the 35K limit is standard unless approved at activation/invite it states differently.  My limits are 35K on both my charge cards with Amex.  My brother's was activated with 18K.  Not everyone is offered this "perk" and it's based on internal score and ability to pay.  

Roger! That makes sense. Base upon internal criteria if fluctuates--like everything else with them.