Awhile back there was a MR bonus of 5,000 points if you activated the Pay Over Time feature. I did so and got the 5,000 bonus points. But I believe there have been offers of 10,000 bonus points as well. My APR for pay over time is 15.24%. I have only used this feature once (back when it was called Sign & Travel) to purchase some last minute airline tickets.
FICOs: Walmart TU08 800 4/3/13; TU98 783 5/2/13; EQ 758 5/2/13; EX 741 (per US Bank 7/24/12)
My Wallet: Amex Gold NPSL w/Pay-Over-Time; Amex Optima Platinum $25K; Amex Costco TE $5K; Amex BCE $4K; BofA Visa $10.1K; Cap1 Cash Rewards Visa Signature $8K; Chase Freedom MC $7.5K; Citi Simplicity Visa $10.9K; Discover $5K; US Bank Cash+ Visa Signature $20K; Walmart Discover $10K
