Re: How to get a PC or CLI from Capital One
11-20-2012 02:16 PM
I have been visiting and learning from the Myfico forums for a while now and I am here to report that emailing the Capital One executive office worked for me! My CLI was increased from $750 to $1,500! My email was cordial and not demanding. Someone from the office called me the following day and I saw the CLI on my account today! Thank you so much for everyone's advice!
Re: How to get a PC or CLI from Capital One
11-20-2012 02:49 PM
How long have you had your account?
Total CLs: 22,150
Re: How to get a PC or CLI from Capital One
11-20-2012 03:45 PM
Thanks, my account is going to be a year old in Feb, so I'll try to persuade them then...
Total CLs: 22,150
Re: How to get a PC or CLI from Capital One
11-25-2012 08:44 PM
i emailed the CEO. the letter was cordial, and respectful, but i have not heard anything back yet. maybe my letter didn't seem worthwhile? i had just attempted to apply for a ventureone card and was turned down. i also have cash rewards card that is just reached its 7th statment. i requested either a recon or changes to my cash rewards. but have not heard back as i did this on the 19th.
EQ VT 889 EX 858 TU 879 (VT is 501 - 990)
Credit Sesame score 801 (CS is 300 - 850)
Credit.com score 774 (C is 300 - 850) est. EX Fico 770
see my card line up here: http://ficoforums.myfico.com/t5/Credit-Cards/How-Many-Credit-Cards-Do-YOU-have/m-p/1034512#M290859
Re: How to get a PC or CLI from Capital One
[ Edited ]12-07-2012 05:13 AM - edited 12-10-2012 10:46 AM
I just tried emailing them for CLI on my Spark credit card. I'll post back if/when I hear anything.
My current limit is $750.
Hopefully it will be a nice increase. I've had the card since Sept. 2011, perfect payment history, 680-700 fico scores, and 100k+ income.
I've also tried with customer service rep initiated CLI's to no avail.
********Update************* Someone from the Cap1 Exec office called me today (same day I sent the email). They took some of my financial information and said they will be doing a manual review of my account using a SP of my credit file. They said they'll contact me in 3 days to let me know if and what my CLI will be.
********Update*************Just got another call from the Cap1 Exec office. They bumped me from $750 to $5,000. Whoo hoooo!!!!!
Re: How to get a PC or CLI from Capital One
12-12-2012 09:55 AM
timkrof wrote:...Just got another call from the Cap1 Exec office. They bumped me from $750 to $5,000. Whoo hoooo!!!!!
Sweet - congrats!
Re: How to get a PC or CLI from Capital One
12-12-2012 11:01 AM
timkrof wrote:I just tried emailing them for CLI on my Spark credit card. I'll post back if/when I hear anything.
My current limit is $750.
Hopefully it will be a nice increase. I've had the card since Sept. 2011, perfect payment history, 680-700 fico scores, and 100k+ income.
I've also tried with customer service rep initiated CLI's to no avail.
********Update************* Someone from the Cap1 Exec office called me today (same day I sent the email). They took some of my financial information and said they will be doing a manual review of my account using a SP of my credit file. They said they'll contact me in 3 days to let me know if and what my CLI will be.
********Update*************Just got another call from the Cap1 Exec office. They bumped me from $750 to $5,000. Whoo hoooo!!!!!
Could you please PM me the email address(es) used? I also have a Spark with no CLI so far. The CL is $2K but I use it heavily for business so sometimes the Util on this card is high. Would be nice to get a bump.
Credit Cards: Chase Freedom 7k | Cap1 Spark Cash 5.5k | AMEX TrueEarnings 4.5k | Cap1 Cash Visa 3.5k | Cap1 Cash MC 3.5k | AMEX SimplyCash 3K | Discover IT1k
Store: PayPal SmartConnect 3.4k | JCP 3.2k | Banana 2.2k | Walmart 2.2K | TargetRED 300 | Kohls 100
Re: How to get a PC or CLI from Capital One
12-12-2012 01:30 PM
pt2005 wrote:
Could you please PM me the email address(es) used? I also have a Spark with no CLI so far. The CL is $2K but I use it heavily for business so sometimes the Util on this card is high. Would be nice to get a bump.
Just click the link on Page 1 of this thread labled "Google Fu". It's that easy.
