Newb with question about Walmart CLI
11-08-2012 03:23 PM
When I applied for the Walmart CLI, I was honest about being a student and using household income (spouse). I have only had the card about a month, and I have a $600 limit. I am planning on using the card heavily for Christmas, and I am wondering if I have any chance of getting a CLI with the backdoor number. What will they ask me? Will they ask me about not having a job/being a student? Will they ask me for household income? Do I have to worry about them closing my account once a real person sees that I am a student with no job? Also, will it hurt me to have a couple of other accounts with GE and deferred student loans? My score has taken a bit of a dive since I applied (due to other new accounts), and I am at 620 TU FICO (from Walmart). I have already been denied on the automated line because of it being a newer account, but I have read here and elsewhere that people are still having luck getting CLI's.