Established Contributor
amercnchopz34
Posts: 839
Registered: ‎10-28-2011
Re: Had to come to a realization tonight.

LS2982 wrote:

I'm spending way too much money for what I bring in. I actually feel humbled. I remember some oddball poster saying negative things about me here and what was said was not far off from the truth.

 

I have to settle down and spend what I can afford. My CC debt got up to over 10k.

 

I have to thank my lucky stars for PSECU, they have never let me down. I was able to get a personal loan to clear half of my CC debt and thankfully the rest is on a 0% card I can make big payments on monthly.

 

I have this forum to thank, because I realized I grew my credit garden way too fast and got irresponsible with it. This is a lesson learned.

 

Thank you everyone! :smileyhappy:

 

(And yes, I had to take a HP on EX but this is something that had to happen to get things straight. My butt will be parked in the garden for 2 years, all of my credit aspirations have been reached and they need to age!)


Hey LS...

 

Keep your head up...i know what you mean....my DW got laid offabout 2 month ago.....i have about 4700 in cc debt....most of it is 0 %......so i am there with you....

 

my amex craving has been reached.......

 

good luck to you.....