Established Contributor
amercnchopz34
Posts: 823
Registered: ‎10-28-2011
Re: Had to come to a realization tonight.

LS2982 wrote:

I'm spending way too much money for what I bring in. I actually feel humbled. I remember some oddball poster saying negative things about me here and what was said was not far off from the truth.

 

I have to settle down and spend what I can afford. My CC debt got up to over 10k.

 

I have to thank my lucky stars for PSECU, they have never let me down. I was able to get a personal loan to clear half of my CC debt and thankfully the rest is on a 0% card I can make big payments on monthly.

 

I have this forum to thank, because I realized I grew my credit garden way too fast and got irresponsible with it. This is a lesson learned.

 

Thank you everyone! :smileyhappy:

 

(And yes, I had to take a HP on EX but this is something that had to happen to get things straight. My butt will be parked in the garden for 2 years, all of my credit aspirations have been reached and they need to age!)


Hey LS...

 

Keep your head up...i know what you mean....my DW got laid offabout 2 month ago.....i have about 4700 in cc debt....most of it is 0 %......so i am there with you....

 

my amex craving has been reached.......

 

good luck to you.....

 

 

Amex Green (NPSL) , Amex Delta Gold ( 6500) Amex BCP (2000) Amazon store (5000) Capitol One (5000) Barclay NFL Bears (5000) Alliant MC (5000) Fairwinds CU Visa (2500) HHGregg (4000) Discover It (5000) Chase CSP (5000) Best Buy Store Card (4000) Citi Diamond (1200) Citi TY Preffered (2000)


BK 7 in 2005.....