Re: Question about US Bank Reporting.
11-08-2012 08:10 PM
My understanding is that US Bank reports at the end of each month rather than when your statement cuts. So whatever your balance is on November 30th will be reported to the CBs. I am not 100% sure this is what they do with secured cards, but this is what they do for unsecured cards (I have one).
FICOs: TU08 808 10/3/13 per Wally; TU98 786 11/21/13; EQ 767 11/25/13; EX 792 11/25/13 per MyFICO
My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex Costco TE $5K; Amex BCE $12K; BofA Visa $10.1K; Cap1 Quicksilver Visa Sig $8K; CSP $28.2K; Chase Freedom MC $7.5K; Citi Simplicity Visa $13.4K; Discover IT $20K; US Bank Cash+ Visa Sig $20K; Walmart Discover $10K