Established Contributor
CribDuchess
Posts: 629
Registered: ‎09-12-2011
Re: Question about US Bank Reporting..

My understanding is that US Bank reports at the end of each month rather than when your statement cuts.  So whatever your balance is on November 30th will be reported to the CBs.  I am not 100% sure this is what they do with secured cards, but this is what they do for unsecured cards (I have one).

 

FICOs: TU08 841 6/3/14 per Wally; TU98 800 4/8/14; EQ04 769 6/8/14; EQ08 810 6/10/14; EX 805 6/12/14 per MyFICO

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex Costco TE $15K; Amex BCE $12K; BofA Visa $10.1K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom MC $7.5K; Citi Simplicity Visa $15.1K; Discover IT $24K; Fidelity Amex $15K; PenFed Plat Rewards Visa Sig $20K; Sallie Mae WMC $12.5K; US Bank Cash+ Visa Sig $20K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K