Established Contributor
Posts: 846
Registered: ‎09-12-2011
Re: Question about US Bank Reporting..

My understanding is that US Bank reports at the end of each month rather than when your statement cuts.  So whatever your balance is on November 30th will be reported to the CBs.  I am not 100% sure this is what they do with secured cards, but this is what they do for unsecured cards (I have one).


FICOs: TU08 842 EQ08 817 EX08 825 6/23/16 per MyFICO

My Wallet: Amex Gold NPSL; Amex Optima Platinum $25K; Amex BCE $12K; BofA Visa $10.1K; Cap1 Quicksilver Visa Sig $10K; CSP $28.2K; Chase Freedom $13K; Citi Costco Visa $19.3K; Citi Double Cash $13.5K; Citi Simplicity Visa $23.3K; Discover IT $50K; Fidelity Amex $25K; PenFed Plat Rewards Visa Sig $35.9K; Sallie Mae WMC $17.5K; Sears MC $10.1K; US Bank Cash+ Visa Sig $26K; Walmart Discover $10K; Wells Fargo Rewards Visa Sig $14K