Re: should/can I recon a declined CLI?
11-09-2012 11:57 AM
Chase declined the amount I asked for on my CLI,. I reconned it and got the full amt I asked for. I was at 1k and asked for a 4k CLI, they only gave me $300. I called and reconned it. I focused on the fact the card was useless in the reward categories they were offerring and was my lowest limit. It made it difficult to use if I was almost always maxing it out. I had to answer a few questions and she came back and approved the full CLI I requested.
Sometimes the computer models will get hung up on certain information that can be easily overlooked. In my case, it was my student loans that the computers could not get past.
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.