Established Contributor
Posts: 710
Registered: ‎06-01-2012
Re: should/can I recon a declined CLI?

jd5189 wrote:

Chase declined the amount I asked for on my CLI,. I reconned it and got the full amt I asked for. I was at 1k and asked for a 4k CLI, they only gave me $300. I called and reconned it. I focused on the fact the card was useless in the reward categories they were offerring and was my lowest limit. It made it difficult to use if I was almost always maxing it out. I had to answer a few questions and she came back and approved the full CLI I requested.

Sometimes the computer models will get hung up on certain information that can be easily overlooked. In my case, it was my student loans that the computers could not get past.

If only charter one/citizens had a backdoor number. the CSR wont get me to anyone for a recon. Maybe I'll have to wait for the letter, but I figured the sooner the better. I did everything they told me to do with the card for an increase and got declined.

In my wallet: GCU Patinum Visa 1500 CL, Charter One Platinum Rewards 500 CL, Chase Freedom 800 CL, Wal Mart Discover Card 6300 CL, Kay Jewelers 3000 CL