Thanks - my mother-in-law has added me as an AU on her card ($4k balance with a $25k limit) but its not shown up on my report yet!
My cc's should be updated to $0 based on what the previous balance was when they reported by early December from what I can tell. Should I dispute on my report the AU account for my husbands card(once I confirm they've removed me) to expedite the process?
We have a place to stay in the meantime butwould like to get per approvewas soon as we can.
Starting Score: 534 (10.30.12)