Posts: 78
Registered: ‎11-08-2012
Re: Which Card should I apply for if any??

Matrix? I just got one and it is my first of 2 starter cards (other Cap1) I jumped on the Matrix without looking up info on them, I don't think I read one good thing. $100 deposit for $300 limit and bill was in the mail (annual fee)  the same day the card got here. Rates are through  the roof, $10 charge to pay by phone , $75 annual feeI and closed on the weekends. The only thing good about it was it jumped by score by 44pts Smiley Happy  As far as the Cap1 I got nothing bad to say about them at all. Take the cap1 card over me. If you don't beleave me just read what people have to say about them.

Starting Score 11/2012 EQ: 615
Current Score 3/19/2014 EQ: 687
Current Score 3/19/2014 TU: 694

Take the FICO Fitness Challenge Discover IT $4500 Citi Simplicity Chase Freedom $3000 Cap 1 QS $1500 Cap 1 $300 Macy's $1500 Buckel $550 VS $500 Brylane Home $1000