Re: Why do people use store cards?
11-09-2012 11:12 PM
I see people here always touting Walmart, Home Depot, Macy's, JCP, etc.
Why would you use a store card over just a Visa, MC, Discover or AMEX? Do they give a discount with each purchase? Coupons?
Because they can't get the credit cards from the prime-lenders. Or because they tend to shop there often and picking up one of those cards would help them save more money than if they just paid with cash.
Sep 2012 FICO® ~ 684 EQ; 734 TU
Oct 2012 FICO® ~ TBA
Goal for 2014 ~760+
Trying to stay in the garden...but also trying to get as many apps as possible for now