Oh yeah, duh, I forgot about the promotions too. 0% APR for 6 months to buy a new laptop is a pretty good deal if you're short on cash and need it for college/work. 

Jun 2012 FICO® ~ 734 EQ
Sep 2012 FICO® ~ 684 EQ; 734 TU
Oct 2012 FICO® ~ TBA

Goal for 2014 ~760+

Trying to stay in the garden...but also trying to get as many apps as possible for now