Established Contributor
amercnchopz34
Posts: 839
Registered: ‎10-28-2011
Re: Realistic cli request at 61 days for amex delta?????
I dont need a PC...I have BC...I just want to transfer my CL from delta to BCP...Im done apping for 2 years at least

Established Contributor
amercnchopz34
Posts: 839
Registered: ‎10-28-2011
Re: Realistic cli request at 61 days for amex delta?????
 

Established Contributor
amercnchopz34
Posts: 839
Registered: ‎10-28-2011
Re: Realistic cli request at 61 days for amex delta?????
Sorry...I have BCP already

Community Leader
Valued Contributor
improvingmycredit
Posts: 1,384
Registered: ‎07-12-2011
Re: Realistic cli request at 61 days for amex delta?????

Sorry- it's difficult reading these threads some time with an iPhone.  :smileyhappy:. You shouldn't have any issues transferring CLs to  BCP from the Delta.  


Starting Score: 642
Current Score: EQ 798, EX 780, TU 787 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSP 20.5K, QuickSilver 20K, TotalRewards 18K

Take the FICO Fitness Challenge
Valued Contributor
SnackTrader
Posts: 1,566
Registered: ‎09-15-2012
Re: Realistic cli request at 61 days for amex delta?????

trumpet-205 wrote:

I'd say just keep your spending habit. You don't need to intentionally pushing money thorugh a card to ensure CLI.

 

You are PIF right? Asking for a $2,000 CLI shouldn't be a problem. AMEX loves to see PIF.


Agree with the bolded section above.  Do not put more money through than typical.  If you think about it, if you have to spend MORE money than normal in order to convince a creditor to raise your limit, than you probably don't NEED a higher limit on that card.  If a time comes where your income increases, or spending increases or whatnot, I'm sure a positive relationship and responsible card usage will go a long way in convincing the creditor that you deserve an increase.  


In My Wallet: Amex BCP (12/12) $22.200, Cap1 Quicksilver (6/12) $14,000, Chase CSP (4/14) $12,000, Barclaycard Rewards (5/13) $10,500, Citi Forward (12/12) $9,600, Chase Freedom (12/12) $5,000

Last App: April 2, 2014
Established Contributor
amercnchopz34
Posts: 839
Registered: ‎10-28-2011
Re: Realistic cli request at 61 days for amex delta?????
[ Edited ]

Well just got off the phone with the rep from the back of my gold delta card.........nice guy here in the states .....he said that I can transfer limit from Gold to BCP  at the 61 day mark....so I will wait till im about 3 month out (for score recovery from app spree) then ask for CLI on Delta Gold ...

 

If approved ...then I will wait a month and ask  to transfer my CL from Delta to BCP.......if not approved ...will move the cl over anyways and make the BCP my primary card


Valued Contributor
Duncanrr
Posts: 2,841
Registered: ‎06-08-2012
Re: Realistic cli request at 61 days for amex delta?????
I'm going to ask them to match NFCU :smileywink:

Ill go for 6k but will be happy with 5k


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Established Contributor
amercnchopz34
Posts: 839
Registered: ‎10-28-2011
Re: Realistic cli request at 61 days for amex delta?????

Duncanrr wrote:
I'm going to ask them to match NFCU :smileywink:

Ill go for 6k but will be happy with 5k

yeah Im not sure how realistic it is to ask for 3 x's my cl now ......15000cl probably not going to happen with my income.....but  I will take what ever they throw at me....

 

considering that 1 yr ago this time they would not touch me.....Bk on my record now for 7.4 yrs.......

 

just happy:smileyvery-happy: to have 3 cards with them now......