Established Contributor
amercnchopz34
Posts: 823
Registered: ‎10-28-2011
Re: Realistic cli request at 61 days for amex delta?????

‎11-10-2012 06:40 AM

I dont need a PC...I have BC...I just want to transfer my CL from delta to BCP...Im done apping for 2 years at least
Amex Green (NPSL) , Amex Delta Gold ( 6500) Amex BCP (2000) Amazon store (5000) Capitol One (5000) Barclay NFL Bears (5000) Alliant MC (5000) Fairwinds CU Visa (2500) HHGregg (4000) Discover It (5000) Chase CSP (5000) Best Buy Store Card (4000) Citi Diamond (1200) Citi TY Preffered (2000)


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Established Contributor
amercnchopz34
Posts: 823
Registered: ‎10-28-2011
Re: Realistic cli request at 61 days for amex delta?????

‎11-10-2012 06:44 AM

 
Amex Green (NPSL) , Amex Delta Gold ( 6500) Amex BCP (2000) Amazon store (5000) Capitol One (5000) Barclay NFL Bears (5000) Alliant MC (5000) Fairwinds CU Visa (2500) HHGregg (4000) Discover It (5000) Chase CSP (5000) Best Buy Store Card (4000) Citi Diamond (1200) Citi TY Preffered (2000)


BK 7 in 2005.....
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Established Contributor
amercnchopz34
Posts: 823
Registered: ‎10-28-2011
Re: Realistic cli request at 61 days for amex delta?????

‎11-10-2012 06:45 AM

Sorry...I have BCP already
Amex Green (NPSL) , Amex Delta Gold ( 6500) Amex BCP (2000) Amazon store (5000) Capitol One (5000) Barclay NFL Bears (5000) Alliant MC (5000) Fairwinds CU Visa (2500) HHGregg (4000) Discover It (5000) Chase CSP (5000) Best Buy Store Card (4000) Citi Diamond (1200) Citi TY Preffered (2000)


BK 7 in 2005.....
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Established Contributor
improvingmycredit
Posts: 978
Registered: ‎07-12-2011
Re: Realistic cli request at 61 days for amex delta?????

‎11-10-2012 07:05 AM

Sorry- it's difficult reading these threads some time with an iPhone.  :smileyhappy:. You shouldn't have any issues transferring CLs to  BCP from the Delta.  

Starting Score: 642
Current Score: EQ 781, EX 776 (Amex Pull), TU 786 (All FICO)
Goal Score: 800+
Cards: NFCU Flagship 25K, NFCU CR 25K, CSP 20.5K, Arrival 20K, BCP 18.3K, PRG NPSL, Total Avail- 193K+

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Established Contributor
SnackTrader
Posts: 959
Registered: ‎09-15-2012
Re: Realistic cli request at 61 days for amex delta?????

‎11-10-2012 09:52 AM

trumpet-205 wrote:

I'd say just keep your spending habit. You don't need to intentionally pushing money thorugh a card to ensure CLI.

 

You are PIF right? Asking for a $2,000 CLI shouldn't be a problem. AMEX loves to see PIF.

Agree with the bolded section above.  Do not put more money through than typical.  If you think about it, if you have to spend MORE money than normal in order to convince a creditor to raise your limit, than you probably don't NEED a higher limit on that card.  If a time comes where your income increases, or spending increases or whatnot, I'm sure a positive relationship and responsible card usage will go a long way in convincing the creditor that you deserve an increase.  

In My Wallet: Amex BCP (12/12) $13,500, Cap1 Cash Rewards (6/12) $9,000, Barclaycard Arrival (5/13) $7,500, Citi Forward (12/12) $6,500, Chase Freedom (12/12) $5,000

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Established Contributor
amercnchopz34
Posts: 823
Registered: ‎10-28-2011
Re: Realistic cli request at 61 days for amex delta?????
[ Edited ]

‎11-10-2012 11:31 AM - edited ‎11-10-2012 11:32 AM

Well just got off the phone with the rep from the back of my gold delta card.........nice guy here in the states .....he said that I can transfer limit from Gold to BCP  at the 61 day mark....so I will wait till im about 3 month out (for score recovery from app spree) then ask for CLI on Delta Gold ...

 

If approved ...then I will wait a month and ask  to transfer my CL from Delta to BCP.......if not approved ...will move the cl over anyways and make the BCP my primary card

Amex Green (NPSL) , Amex Delta Gold ( 6500) Amex BCP (2000) Amazon store (5000) Capitol One (5000) Barclay NFL Bears (5000) Alliant MC (5000) Fairwinds CU Visa (2500) HHGregg (4000) Discover It (5000) Chase CSP (5000) Best Buy Store Card (4000) Citi Diamond (1200) Citi TY Preffered (2000)


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Valued Contributor
Duncanrr
Posts: 2,500
Registered: ‎06-08-2012
Re: Realistic cli request at 61 days for amex delta?????

‎11-10-2012 11:36 AM

I'm going to ask them to match NFCU :smileywink:

Ill go for 6k but will be happy with 5k


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750
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Established Contributor
amercnchopz34
Posts: 823
Registered: ‎10-28-2011
Re: Realistic cli request at 61 days for amex delta?????

‎11-10-2012 11:59 AM

Duncanrr wrote:
I'm going to ask them to match NFCU :smileywink:

Ill go for 6k but will be happy with 5k

yeah Im not sure how realistic it is to ask for 3 x's my cl now ......15000cl probably not going to happen with my income.....but  I will take what ever they throw at me....

 

considering that 1 yr ago this time they would not touch me.....Bk on my record now for 7.4 yrs.......

 

just happy:smileyvery-happy: to have 3 cards with them now......

Amex Green (NPSL) , Amex Delta Gold ( 6500) Amex BCP (2000) Amazon store (5000) Capitol One (5000) Barclay NFL Bears (5000) Alliant MC (5000) Fairwinds CU Visa (2500) HHGregg (4000) Discover It (5000) Chase CSP (5000) Best Buy Store Card (4000) Citi Diamond (1200) Citi TY Preffered (2000)


BK 7 in 2005.....
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