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distantarray wrote:

just curious is there ANY other bank that offers a service like this?

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I don't know about any banks, but both the credit unions I am a member of offers LOCs tied to your share draft account.  Minimum draft against the account t is $50.00 to access credit line.  Reports to my CRAs just like Amex so it doesn't affect my utility.  Love CUs.

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Starting Score: 642
Current Score: EQ 781, EX 776 (Amex Pull), TU 786 (All FICO)
Goal Score: 800+
Cards: NFCU Flagship 25K, NFCU CR 25K, CSP 20.5K, Arrival 20K, BCP 18.3K, PRG NPSL, Total Avail- 193K+

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