Store cards have benefits for me....some will give me extra savings like old navy and Kohls plus the opportunity to earn dollar off discounts.....I'm going to shop there anyway so why wouldn't I want a discount to use another time
They might not serve a purpose to some but I ball on a budget....I like coupons and savings. I'm frugal
also, PIF and avoid interest. Although I carry a balance from time to time...interest ain't 10.00 extra dollars...I think 2.00 is the most I've ever gotten because I ain't charging racks on racks of money onto any card
Starting Score: 601