CK and Credit Sesame are free

in what sense are the FICO scores being reported by Experian, Equifax, TransUnion not "real" FICO scores?

---

Starting Score: 653 (11/1/2011 TransUnion)
Current Score: 719 (5/3/2012 TransUnion) 572 (3/21/2012 Equifax) 762 (4/14/12 VantageScore)
Goal Score: 700

Take the FICO Fitness Challenge

I just cancelled via chat with Discover rep. No question asked. 

I ordered $9.99/mo but did not see a charge after 2 weeks. Also did not see any "alerts". Pulled their Experian score everyday and no score changes.

Not impressed at all. Besides their 3-bureau scores are about 20-30 points lower than my FICO.

Hope this helps.

---

ezef3ar wrote:
Discover offers the score tracker.... Do you guys recommend to have the score tracker for 9.99$ a month I know it's not the real fico score but it should be nice to see every detail of my credit Im just not sure if it is worth paying for it.... Does any of you guys have it and what do you think about it ???

---

I just got this. I got it because you cant beat $9.99 for all 3 reports even though its FAKO its still nice to get a glimpse at your reports. Plus you can pull your Experian reports daily. TU & EQ are once a month. Now days scores are not everything. Its what in your reports. 

$100K in Credit
Last App: 01/09/13

Not many other credit tracking services offer access to Experian. If you're already tracking other credit bureau's reports through other services, having this would complete the tracking of your credit history. 

---> HiLine's personal finance blog - Follow my journey! 

-Taking a break from the forums from 4/23/2013