Established Contributor
Posts: 734
Registered: ‎04-20-2012
Re: Local banks are they hard to obtain their CC?

chnceit wrote:

Does anyone know or think local banks in your state besides CU's are just as hard to obtain their CC's like national banks or are they easier?


I want to apply for a cc at my local bank that I already bank with, but don't want to be denied or given a low credit line.  



some don't even handle their own credit cards, some are issued and Administrated by companies like FIA Card Services, Elan Financial or even First National of Omaha.


Discover IT TU Score: 739 as of 4/20/14 | TU Score as of 1/5/14 - 710 | EQ Score as of 1/5/14 - 748 | Ex Score as of 1/5/14 - 728

Capital One QuickSilver MC $4.5K | Amazon $1.8K (CLOSED) | Walmart $5K | Paypal SC w/Debit card $5K (CLOSED) | BOA 123 Cash Rewards Sig $5K | BOA BBR $1K | Discover IT $13K | AMEX Sr Green Charge (NPSL) | PNC CashBuilder $1.5K | Paypal Extras MC $6k | PNC Auto Loan $20,038.75 | AMEX SimplyCash Biz CC $3k | BOA Cash Rewards Biz CC $3.5K | Chase Freedom $8K | CapOne Spark BIZ Cash Select Visa Sig $5k | AMEX SimplyCash Biz CC $10k (LLC) | AMEX Everyday $2k |