[ Edited ]
* Chase Sapphire Preferred App Requires Further Review
11-12-2012 08:21 AM - edited 11-13-2012 04:11 PM
So I pulled the trigger last night and received the dreaded "this application requires further review". I was already nervous to apply and getting that message did not help at all. I have already called both recon numbers stated in the sticky and both reps stated that they still need additional time to make a decision. I guess at this point the good news is that it is not a solid denial, however, the suspense is killing me ! The last rep I spoke to said to call back in 2-3 days.
For those curious as of 11/10 my Fico EQ is 770 with no lates, collections or any baddies. Oldest account is close to 6 years old and my average age is just over 2 years. My only inquiry is from applying for my Amex Blue card which was 8 months ago. Income is 53k.
Even though I am nervous I don't see why I would be denied, any thoughts? Has anyone been approved after getting a similar message?
Update! I have just been APPROVED! Got approved for $6,000 on the Chase Sapphire Preferred
I was so happy I pulled the trigger on Discover (as I have been wanting that one too) and was approved for the following :
- 0.00% Intro Purchase APR
- 15 Months Intro Purchase APR Duration then Purchase APR
- 0.00% Intro Balance Transfer APR Transaction Fees Apply *
- 15 Months Intro Balance Transfer APR Duration then Purchase APR
- 9.99% Purchase APR* No Annual Fee
- $100 Cashback Bonus for spending $1000 in your first 3 months
I am beyond happy and proud of myself right now as I feel like that I have achieved perfect wallet at a pretty young age. I will be in the garden for a very long time to let these new cards grow
Thank you again to everyone on this board, you have been such a tremendous help. The educatation I received by reading countless user experiences are priceless. Best of luck to everyone!