Established Member
Posts: 26
Registered: ‎07-23-2012
**Updated** Chase Sapphire Preferred App Requires Further Review
[ Edited ]

So I pulled the trigger last night and received the dreaded "this application requires further review". I was already nervous to apply and getting that message did not help at all. I have already called both recon numbers stated in the sticky and both reps stated that they still need additional time to make a decision. I guess at this point the good news is that it is not a solid denial, however, the suspense is killing me Smiley LOL! The last rep I spoke to said to call back in 2-3 days.



For those curious as of 11/10 my Fico EQ is 770 with no lates, collections or any baddies. Oldest account is close to 6 years old and my average age is just over 2 years. My only inquiry is from applying for my Amex Blue card which was 8 months ago. Income is 53k.


Even though I am nervous I don't see why I would be denied, any thoughts? Has anyone been approved after getting a similar message?





**Update 11/13/12**


Update! I have just been APPROVED! Got approved for $6,000 on the Chase Sapphire Preferred



I was so happy I pulled the trigger on Discover (as I have been wanting that one too) and was approved for the following :


  • 0.00% Intro Purchase APR
  • 15 Months Intro Purchase APR Duration then Purchase APR
  • 0.00% Intro Balance Transfer APR Transaction Fees Apply *
  • 15 Months Intro Balance Transfer APR Duration then Purchase APR
  • 9.99% Purchase APR* No Annual Fee
  • $100 Cashback Bonus for spending $1000 in your first 3 months


I am beyond happy and proud of myself right now as I feel like that I have achieved perfect wallet at a pretty young age. I will be in the garden for a very long time to let these new cards grow :smileyvery-happy:



Thank you again to everyone on this board, you have been such a tremendous help. The educatation I received by reading countless user experiences are priceless. Best of luck to everyone!

Capital One Platinum - $5,000 \ Care Credit - $10,000 \ American Express Blue Card - $18,000 \ Chase Sapphire Preferred - $6,000 \ Discover More - $3,000