Re: Chase Sapphire Preferred App Requires Further Review
[ Edited ]11-12-2012 01:08 PM - edited 11-12-2012 01:10 PM
I was just approved for 5,000 CL which shocked me but I think it's because I bank with them. I hope Discover will raise my CL now.
Current Score: EX 730 EQ 704 TU 701 CK 731 CS 745 (updated 3/13)
Goal Score: 800
Take the FICO Fitness Challenge In the Garden since 3/14/2013
Re: Chase Sapphire Preferred App Requires Further Review
11-12-2012 02:52 PM
Hey TyLey if you don't mind me asking what cards did you have, what were their credit limits and how long have you had them before you applied for the chase sapphire preferred. Trying to see if I'll be approved or not.
Macy's Store Card | $1,500 | 09/09
Chase Freedom Visa | $3,100 | 11/11
Discover It | $750 | 03/12
American Express BCE | $1,000 | 11/12
Chase SP Visa Signature | $8,000 | 12/12
Re: Chase Sapphire Preferred App Requires Further Review
11-12-2012 03:18 PM
Utilization information would be great also!
I got a Chase Freedom in August and really want this card because I'll be traveling. Do you think it's too soon?
I also got a BCE in October... but I only have four cards.
What do you guys think?
Chase Freedom $4.5K (8/12) | Chase Sapphire Preferred $5K (11/12) | Amex BCE $12K (10/12)
TU: 751 (10/1/12 - Amex), 747 (5/23/12 - Transunion.com) | EQ: 718 (10/1/12 - myFICO)
Gardening since: 11/12/12
Re: Chase Sapphire Preferred App Requires Further Review
11-12-2012 03:32 PM
toful wrote:Utilization information would be great also!
I got a Chase Freedom in August and really want this card because I'll be traveling. Do you think it's too soon?
I also got a BCE in October... but I only have four cards.
What do you guys think?
I'd say it is very likely that you would be approved. Maybe one thing would be to age your bce at least 6 months
Macy's Store Card | $1,500 | 09/09
Chase Freedom Visa | $3,100 | 11/11
Discover It | $750 | 03/12
American Express BCE | $1,000 | 11/12
Chase SP Visa Signature | $8,000 | 12/12
Re: Chase Sapphire Preferred App Requires Further Review
[ Edited ]11-12-2012 04:28 PM - edited 11-12-2012 04:36 PM
toiletbowl69er wrote:Hey TyLey if you don't mind me asking what cards did you have, what were their credit limits and how long have you had them before you applied for the chase sapphire preferred. Trying to see if I'll be approved or not.
I have a Discover More 1000CL, BOA Platinum Plus 1000CL, Best Buy $400. Credit Score 721 from Credit Sesame 15% utilization. Hope it helps.
Current Score: EX 730 EQ 704 TU 701 CK 731 CS 745 (updated 3/13)
Goal Score: 800
Take the FICO Fitness Challenge In the Garden since 3/14/2013
Re: Chase Sapphire Preferred App Requires Further Review
11-12-2012 07:02 PM
distantarray wrote:and not freedom? freedom points can be transfered to CSP for 25% travel bonus which would put discover more on the backburner imo
If Chase is having a hard time approving him for the CSP (i.e. if Chase only gives him $5k), I highly doubt they'll extend him additional credit beyond that limit.
On the other hand, if he gets approved for >$5k (and the delay is caused by something other than limits), he can always shift limits around to open a Freedom.

