THANKS TO EVERYONE!!!
I would have NEVER been able to accomplish any of that without the help and information I gained from joining this community. I started on the "Repairing Your Credit" boards and have made such progress, you guys have no idea how helpful this board has been. I am appreciative.
In a few years, my next post will be an AMEX approval. Until then, I'm retired. Thanks again EVERYONE! 
Starting Score:575 TU, 577 EQ, 610 EX