Established Contributor
ccnewcc
Posts: 560
Registered: ‎09-29-2012
Re: Too Soon for AMEX BCE?

mmt wrote:

Hey Guys, 

 

I am looking to apply for a new credit card to use for gas and groceries. I would love to get the AMEX BCE but I am not sure what my chances are. I currently have the Citi Forward that I got back in March with a CL of $3000, but that is my only credit card. I have a few student loans and an auto loan, all in good standing with no baddies.

 

Credit Score: 733 last time it was pulled from Equifax

Oldest Account: 4 years 3 months (student loan)

AAOA: 2 years 7 months

Inquires: 5 on Equifax, 0 on Experian and  Transunion (2 of the inquires are auto loan related and 2 are rental related)

Utility: 12% at last statement cut

Income: 55K

 

Any advice is greatly appreciated. Let me know if I missed any information that can help predict my chances

 

Thanks in advance!


I don't have any Amex experince, but i would think you would get approved.  Maybe bring down your util to <9% would help.  But i still think you got a good shot.