Re: Too Soon for AMEX BCE?
11-12-2012 06:00 PM
I am looking to apply for a new credit card to use for gas and groceries. I would love to get the AMEX BCE but I am not sure what my chances are. I currently have the Citi Forward that I got back in March with a CL of $3000, but that is my only credit card. I have a few student loans and an auto loan, all in good standing with no baddies.
Credit Score: 733 last time it was pulled from Equifax
Oldest Account: 4 years 3 months (student loan)
AAOA: 2 years 7 months
Inquires: 5 on Equifax, 0 on Experian and Transunion (2 of the inquires are auto loan related and 2 are rental related)
Utility: 12% at last statement cut
Any advice is greatly appreciated. Let me know if I missed any information that can help predict my chances
Thanks in advance!
I don't have any Amex experince, but i would think you would get approved. Maybe bring down your util to <9% would help. But i still think you got a good shot.