wait what?????  I'm confused now.

My payment date is 12/5....so I shouldn't pay the balance in full??? I should pay some and leave some to carry over? I thought i was supposed to PIF every month?

My FP card DOES have an annual fee soooo I guess I should close it. I think it has other fee's too lol

Oh BTW...I just got my congrats letter from Discover and on the back was my TU FICO and it's now 700!!! WOOOHOOOOOO