jamie123 wrote:What is the reporting balance you ask? The CC companies report your account balance once each month to the CRAs. The reporting date varies from your payment due date, up to your payment due date + 3 to 4 days, so you need to control the balance on your card for this approx. 1 week period each month.
Jamie123, are you sure it is payment date? I was under the impression it was STATEMENT DATE. Please confirm.
