jamie123 wrote:I learned this the hard way with BoA. I put a reccuring charge on my BoA card. It shows up in my "pending" charges 1 or 2 days before my payment due date each month. BoA won't allow me to pay it until it clears. BoA sometimes doesn't clear this payment until 1 or 2 days AFTER my payment due date. If I fail to pay it on the day that it clears, it gets reported to the CRAs even though my balance was zero on the payment due date.
I guess they playing trickky on you buddie...........You should start paid it 5 bussiness days in advance............
I also had a bad experience with BOA......I were obtain a secured CC with them...........approved for 500 deposit.....Took my money right away on my Checking account, after a week they did 2nd hard pull on my credit report......They cancel my cards itself and take 1 weeks to refund my money.........Such a pain..............I would never do business with them again...............
Starting Score: 560