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nicholasyud wrote:

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toiletbowl69er wrote:

okay this is all going over my head. so to keep it simple, pay off your balances, leaving just $10-$30 balance 3-5 days before the payment due date and then pay it down to 0 3-5 days after the payment due date?

 

purpose being to show a <10% utilization rate on fico

 

will the $10-$30 acquire interest from not paying the whole balance prior to the due date?

Depend on each CC company but u usually get 25 days grace period which if you paid before due date....There's no interest charge.

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+1

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wow i did not know that. learn something new everyday. thank you!