Re: AMEX FR - How sensitive to new inquiries/ hp
11-13-2012 08:08 PM
Oh I see... very odd predicament...
I got my amex card in February.... I had over 15 HPs on each report (from mortgage process nightmare) the app for amex was done in a spree fashion... I apped for amazon store card; amex; chase amazon; QT gas card; discover open roads; usaa mastercard all within a few days.
In march I apped for nfcu membership; nfcu auto refi; nfcu cash rewards.
In may I got a Hp for a new security system installed in the new house.
In July I did an Fha streamline refi.
In October... I did an auto loan app to replace my paid for car that was totalled (RIP little red hot Volvo) *tear

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!
Take the myFICO Fitness Challenge
I got my amex card in February.... I had over 15 HPs on each report (from mortgage process nightmare) the app for amex was done in a spree fashion... I apped for amazon store card; amex; chase amazon; QT gas card; discover open roads; usaa mastercard all within a few days.
In march I apped for nfcu membership; nfcu auto refi; nfcu cash rewards.
In may I got a Hp for a new security system installed in the new house.
In July I did an Fha streamline refi.
In October... I did an auto loan app to replace my paid for car that was totalled (RIP little red hot Volvo) *tear
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!
Take the myFICO Fitness Challenge
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