rudy0720 wrote:Be ready to pay that default rate of 29.99% too. Going over limit is like missing a payment with most credit card issuers
Ive never experienced a "default rate" for going over limit on any card... and believe me I've gone over limit on many accounts before I realized that it was a bad thing. I think what you are mentioning here is a lender specific thing; not necessarily an industry standard.
Starting Score: 08/29/2011 TU 671 EQ 674Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!
Take the myFICO Fitness Challenge
