Senior Contributor
Wolf3
Posts: 3,198
Registered: ‎01-24-2010
Wolf3 40 Month Milestone.

I started rebuilding 40 monts ago.   I was AU on my wifes Sears MC (CITI), the ony card she had left.

 

My first app was a US Bank secured card.   Denied!!  

 

3 secured cards followed in the next year, Then some store cards in the following year.

 

I got 2 major cards from HSBC and Capital One after having their secured cards for about 1.5 years each.

 

I have be declined for 3 major cards with other banks this year. But, just recently got some store cards with big limits.

 

Today I recieved my first major card not preceded by a secured card.  It is a cobranded REI Visa from US Bank $4500 CL. ( come full circle).

 

So I am claiming victory in my journey to primeville.  

 

 

P.S.   Same day's mail had another AMEX green card invitaion ( in the shredder ).

 

 

 

 

Valued Contributor
beb86
Posts: 1,117
Registered: ‎10-31-2011
Re: Wolf3 40 Month Milestone.

Man you are doing awesome... CONGRATS on your progress

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New Contributor
ntx
Posts: 64
Registered: ‎08-02-2012
Re: Wolf3 40 Month Milestone.

Congratulations!  

Moderator Emeritus
webhopper
Posts: 7,230
Registered: ‎09-16-2011
Re: Wolf3 40 Month Milestone.
Congrats on your progress :smileyhappy:

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Valued Contributor
RyVision
Posts: 1,346
Registered: ‎04-15-2011
Re: Wolf3 40 Month Milestone.

 

Congrats Wolf3! 

 

And welcome to PrimeTime!   That time and effort can really pay off huh?    :smileyhappy:

Valued Contributor
Epcot
Posts: 2,784
Registered: ‎10-10-2012
Re: Wolf3 40 Month Milestone.
Nice progress!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012
Re: Wolf3 40 Month Milestone.

Congrats

Valued Contributor
Repo-ed
Posts: 2,953
Registered: ‎02-09-2012
Re: Wolf3 40 Month Milestone.

I'd like to get that REI card someday.  I heard they are a tough nut to crack w/ approvals

Senior Contributor
Wolf3
Posts: 3,198
Registered: ‎01-24-2010
Re: Wolf3 40 Month Milestone.

I was declined for it  early last year.   

 

If it ever gets upgraded to Signature card, then that will be a another big milestone.   Maybe in a few years, when the negatives drop off my report.