Valued Contributor
Posts: 1,253
Registered: ‎03-22-2012
Re: Newbie Question......

This is in regards to the OP. She needs to apply for NEW credit this coming February. My advice to her was to have all her new cards report a small balance until then. I think she needs to build a little bit of history in the next few months. When February rolls around just have 1 card report a small balance and have all the other cards at zero before applying for her new credit.

Starting Score: EQ 658 6/18/12
Current Score: EQ 705 6/21/15 - EX 783 6/21/15 - TU 707 6/21/15
Goal Score: EQ 720+
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