Re: Newbie Question..
11-13-2012 10:14 PM
This is in regards to the OP. She needs to apply for NEW credit this coming February. My advice to her was to have all her new cards report a small balance until then. I think she needs to build a little bit of history in the next few months. When February rolls around just have 1 card report a small balance and have all the other cards at zero before applying for her new credit.
Starting Score: EQ 658 6/18/12
Current Score: EQ 690 11/17/14 - EX 687 7/21/14 - TU 682 7/21/14
Goal Score: EQ 720+
Take the FICO Fitness Challenge