Re: Shot down for CSP - should I recon for Freedom?
11-14-2012 04:59 AM
They will not use the same credit report for a different application. No major bank that I know of will do this. Some say credit unions will, but Chase definitely will not.
This is not necessarily true...I was approved for a CSP and Freedom from one pull in June, 2012
CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (6), US Bank Cash+, Huntington Voice, UMB Visa, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 RLR MC, Diner's Club MC; FNBO Amex; Comenity Visa/MC (3), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.
Current Scores (7/2015): EQ My Fico: 789; TU MyFico: 795; EX (My Fico): 774