Re: Shot down for CSP - should I recon for Freedom?
11-14-2012 04:59 AM
They will not use the same credit report for a different application. No major bank that I know of will do this. Some say credit unions will, but Chase definitely will not.
This is not necessarily true...I was approved for a CSP and Freedom from one pull in June, 2012
CC's: AMEX (4), Alliant Visa, PenFed AMEX, Nordstrom Visa,US Bank Cash+, Chase (5), Huntington Voice, UMB Visa, Dillard's AMEX, Barclay's Visa, Citi (4), Discover IT, Walmart Discover, Sam's MC, Cabela's Visa, Cap One QS, BOA (2), BMW Visa, Comenity Visa/MC (3), Ebates Visa Siggy, 5/3 RLR MC, Macy's AMEX; Several store cards.
Current Scores: EQ (6/14): 800; TU MyFico (6/14): 814; Walmart TU Fico 08 (7/8/2014): 814; EX (6/14): 775