Just for everyone's reference - I emailed the US Bank Executive Offices yesterday and was promptly contacted by a gentleman who stated he worked at the EO. He stated that there is absolutely nothing they can do about CLIs without hard pulls and it's against credit card compliance to offer a CLI without a HP - wwwhhhaaaatt? I asked about PCing my card, and he told me that I would need to apply for another card if I wanted a different product.
... He DID however, lower my APR to 17.99%. Errrr. Sock Drawered.
Capital One ($5000) : US Bank Platinum ($5000) : Kohls ($1000) : Dell Preferred ($2500) : Chase Slate ($3500) : Citi Simplicity ($3000) : Victoria Secret Angel Card ($750) : Express Store Card ($500)
3/2012 Transunion Fico - 694 : Goal - 800
6/2012 Transunion Fico - 713 : Goal - 800
9/2012 Transunion Fico - 742 : Goal - 800+
5/2012 Equifax Fico - 691 : Goal - 800
5/2012 Experian Fico - 697 : Goal - 800
