Walmart CLI easy for some, not for others
11-14-2012 11:54 AM
I dont get how some get their card, immediately call and get an increase. While other,(ME) get theirs, $400 limit, and actually USE this card, and cannot get an increase due to"inssufficent history with current limit" or some crap like that.
So frustrating.
Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Re: Walmart CLI easy for some, not for others
11-14-2012 11:56 AM
I'm having the same experience with them. Our time will come.
Starting Scores: 10/9/10 EQ 632
Current Scores: (9/5/12) EX 761 EQ 657 TU 780
Derogs Removed: LVNV, Union Bank, EOS-CCA, Zenith Acquisitions, Marigold Financial, Credit Collection Services, California Business Bureau
Working On: Portfolio Recovery Associates, Midland Credit Management, Credit One
Re: Walmart CLI easy for some, not for others
11-14-2012 12:01 PM
When I get my statement cut this month I'm going to call and try for the hell of it. I put around $500 through and PIF before the end of the cycle. I'll let you know how it goes.
| Current: EQ FICO 664, TU FICO 683, EX FICO 698 | Starting Score: 525 (05/2012) Starting total revolving credit: $1100 | Current total revolving credit: $7000 Inquiries (12 Months): EQ 3 TU 2 EX 2 | Most Recent: 1/8/2013 | 700 Club | AMEX Gold NPSL DCU Visa $2000 Cap1 Cash Rewards $2000 BOA Platinum $600 WalMart $800 |
Re: Walmart CLI easy for some, not for others
11-14-2012 12:15 PM
Current Score:as of 9/2012, TU 626,Walmart 612, EQ 600, EX fako 623
Goal Score: 640 by dec 2013
BofA Au 13000, Amazon 600, Capt1 300, Walmart 150
When all else fails pay it!
Re: Walmart CLI easy for some, not for others
11-14-2012 12:20 PM
do you guys talk to a real person? or put it in the system?
do you have hight util overall when asking?
any baddies?
other cards with higher limts?
| Current: EQ FICO 675, TU FICO 692, Walmart TU 730 EX FICO 726 Amex Pull(1/1/13) Starting total revolving credit: $2600 | Current total revolving credit: $21,600 Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012 | Freedom Signature Costco:True Earnings | Amex Zync(Unicorn) Chase Freedom$1500 Citizens Mastercard$5000 |
Re: Walmart CLI easy for some, not for others
11-14-2012 12:22 PM
Yeah that's kind of why I want to test it. My credit is obviously not good, so it's a good test to see how flexible they are. Going to shoot for 2k too. With no hard pull I can't see the harm.
| Current: EQ FICO 664, TU FICO 683, EX FICO 698 | Starting Score: 525 (05/2012) Starting total revolving credit: $1100 | Current total revolving credit: $7000 Inquiries (12 Months): EQ 3 TU 2 EX 2 | Most Recent: 1/8/2013 | 700 Club | AMEX Gold NPSL DCU Visa $2000 Cap1 Cash Rewards $2000 BOA Platinum $600 WalMart $800 |
Re: Walmart CLI easy for some, not for others
11-14-2012 12:26 PM
Jutz wrote:Yeah that's kind of why I want to test it. My credit is obviously not good, so it's a good test to see how flexible they are. Going to shoot for 2k too. With no hard pull I can't see the harm.
like i stated in other threads.
orginally i got approved in july for 800 and asked for a cli to 3k oct 1st so less then 3 months with the card.
mind you i have other cards with 2/3k limits
i had 3% util when i asked (thats out of 10k in limits)
and only one card reporting a balance
no baddies.
just a short aaoa.
no missed no lates nothing.
| Current: EQ FICO 675, TU FICO 692, Walmart TU 730 EX FICO 726 Amex Pull(1/1/13) Starting total revolving credit: $2600 | Current total revolving credit: $21,600 Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012 | Freedom Signature Costco:True Earnings | Amex Zync(Unicorn) Chase Freedom$1500 Citizens Mastercard$5000 |
Re: Walmart CLI easy for some, not for others
11-14-2012 12:28 PM
No balances on anything else. I've talked to 2 different people, and tried the automated too. I mean we are a family of 5, and we use walmart alot! So a $400 limit can go quick with 3 kids, and can gas on it too.. and it's paid in full.
Just so frustrating that some get it quicker, but hey, guess that's why it's called life, and it isnt' always fair. Hmph! ![]()
Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Re: Walmart CLI easy for some, not for others
[ Edited ]11-14-2012 12:31 PM - edited 11-14-2012 12:32 PM
S7 wrote:No balances on anything else. I've talked to 2 different people, and tried the automated too. I mean we are a family of 5, and we use walmart alot! So a $400 limit can go quick with 3 kids, and can gas on it too.. and it's paid in full.
Just so frustrating that some get it quicker, but hey, guess that's why it's called life, and it isnt' always fair. Hmph!
how long have you had the card? may be best to just wait it out and ask at the four months..
i mean if you keep asking it wont hurt since its only a soft pull.
| Current: EQ FICO 675, TU FICO 692, Walmart TU 730 EX FICO 726 Amex Pull(1/1/13) Starting total revolving credit: $2600 | Current total revolving credit: $21,600 Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012 | Freedom Signature Costco:True Earnings | Amex Zync(Unicorn) Chase Freedom$1500 Citizens Mastercard$5000 |
Re: Walmart CLI easy for some, not for others
11-14-2012 12:34 PM
