New Contributor
Want2BDebtFreeNow
Posts: 73
Registered: ‎10-15-2007
Re: 2010 Credit Card Goals

Well here we are near the end of 2012. All of the payments that are due in December have already been made.  I've had some setbacks but keep on trucking....   My roommate lost his job and decided to move out, I decided I didnt want a new roommate so I am going to just keep paying the rent by myself until the end of the lease (Aug 2013)

Before 

 

Card # 1 - $7,020.69 (7.9%)

Card # 2 - $4,828.40 (14.9%)

Card # 3 - $4,471.72 (13.24%)

Card # 4 - $4,336.85 (10.24%)

Card # 5 - $3,013.29 (13.9%)

Card # 6 - $2,965.69 (10.24%)

Card # 7 - $1,752.14 (13.24%)

Card # 8 - $   808.50 (19.99%)

Card # 9 - $   206.38 (0.0%)

Loc   # 1 - $2,506.81(15.99%)

TTL           -$31,910.47

 

After 

 

Card # 1 - $7,085.20 - 7.9%

 

Card # 2 - $4,871.92 - 16.99% This is the card that I used to take the cash advance to pay off the negative equity on the car (which I sold to carmax)

 

Card # 3 - $4,287.00  - $2,283.61 @ 22.99% & $2,003.39 @ 13.24%

 

Card # 4 - $4,172.40 - 10.24%

 

Card # 5 - $2,873.19  - 10.24%

 

Card # 6 - $2,867.22  - 13.9% 

 

Card # 7 - $1,182.83 - @ 13.24%

 

Card # 8 - $804.00 - 0% until Dec 2013 with equal payments

 

TTL -          -$28,143.76

 

Progress since last post of $3,766.71.

 

Wish it could be more but a little bit at a time! 

As of 11/14/2012 EQ: 672

5 inqs in the last year - October 25, 2012, July 05, 2012, July 03, 2012, June 18, 2012, February 16, 2012

(Report reads them as 3) Your applications for credit in the past year
3 inquiries

Last account opened June 2012

Average age of your accounts
6 years

Number of your accounts with a missed payment
0 accounts

Ratio of your revolving balances to your credit limits
82% (Ouch)