Re: Apps Spree Success 4 over 4
11-14-2012 04:23 PM
Hello! And congrats I just app for the discover more card 0% interest for 14 months and a $5500.00 limit plus I got a BCU visa card with a $ 1000.00 limit and a paypal master card with a 1500 limit plus I refinance my thru BCU and got a 4.5 %
I have 2 liens and a judgment that are paid plus a late in the last 12 months plus some 90 days back in 07
iknow the filling specially when I got approved for the discover card!
Re: Apps Spree Success 4 over 4
11-14-2012 04:31 PM
kobe2012 wrote:Nice!!! I remember youre were gardening for a while and we have almost the same credit profile... Well, gardening did you great!!!!! Were you a full usaa member??
Yeah kobe we had a conversation not too long ago about same credit profile and i finally pull the trigger.........Until now i still didnt believe its happens..........
Im not a full USAA member but gave me 4000 credit limit.....that's insane.........Just call them today and ask a few question......I thuoght i had 0% APR for 1 year but its only for balance transfer and convenience check. The 25.9% APR kinda freak me out thou but i will treat them well and ask for limit every other 6 months........
Starting Score: 560Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK
Goal Score: 800
Walmart: 10k | Usaa: 4k | BCE: 3k | Amex Green: NSPL | Cap: 2k | Disco: 1.7k | ORchar: 0.4k
Re: Apps Spree Success 4 over 4
11-14-2012 04:35 PM
nicholasyud wrote:
kobe2012 wrote:Nice!!! I remember youre were gardening for a while and we have almost the same credit profile... Well, gardening did you great!!!!! Were you a full usaa member??
Yeah kobe we had a conversation not too long ago about same credit profile and i finally pull the trigger.........Until now i still didnt believe its happens..........
Im not a full USAA member but gave me 4000 credit limit.....that's insane.........Just call them today and ask a few question......I thuoght i had 0% APR for 1 year but its only for balance transfer and convenience check. The 25.9% APR kinda freak me out thou but i will treat them well and ask for limit every other 6 months........
Man, i wonder if i even have a chance with usaa..lol am supposed to be gardening! But congratz! Nice limit... time for you to garden again!
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
tryin to garden!!!!!
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Re: Apps Spree Success 4 over 4
11-14-2012 04:45 PM
kobe2012 wrote:
nicholasyud wrote:
kobe2012 wrote:Nice!!! I remember youre were gardening for a while and we have almost the same credit profile... Well, gardening did you great!!!!! Were you a full usaa member??
Yeah kobe we had a conversation not too long ago about same credit profile and i finally pull the trigger.........Until now i still didnt believe its happens..........
Im not a full USAA member but gave me 4000 credit limit.....that's insane.........Just call them today and ask a few question......I thuoght i had 0% APR for 1 year but its only for balance transfer and convenience check. The 25.9% APR kinda freak me out thou but i will treat them well and ask for limit every other 6 months........
Man, i wonder if i even have a chance with usaa..lol am supposed to be gardening! But congratz! Nice limit... time for you to garden again!
yeah after reading so many post and i think i should establish with some high generous CC company and im so happy i did it..........Might gonna cancel my Green Amex after 1 year till the AF kick in............Not on my list since i already approved for Amex Delta.....Will used it for 2 months then 3x limit increase baby ![]()
Starting Score: 560Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK
Goal Score: 800
Walmart: 10k | Usaa: 4k | BCE: 3k | Amex Green: NSPL | Cap: 2k | Disco: 1.7k | ORchar: 0.4k
Re: Apps Spree Success 4 over 4
11-14-2012 06:04 PM
Congrats!
AMEX PR Gold, AMEX Blue cash (15k), AMEX Delta (5k), US Bank Premier Line (14.5k), US Bank Cash + (5k), Chase Freedom (5k), Fred Meyer Rewards Visa (7.5k), US Bank Flex Perks Travel Rewards (5k), Discover IT (3.25k), Alerus Financial Visa Signature issued by Elan (10k) and JCPenney (5k..Oldest Account 20 Years)
FICO Score = 785 TU & 739 EQ Goal is 800 TU & 750 EQ
CreditKarma score = 762, CreditSesame score = 780, Vantage = 861
Re: Apps Spree Success 4 over 4
11-14-2012 06:07 PM
Much too much Congrats. Nice cards![]()
Current Score: Now 687 what the hockey sticks...from a 784 (Aug 12 EX 751 EQ Fico)
Goal Score: 800
If your outGo is more than your INcome than your UpKeep will become your downFALL.
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Re: Apps Spree Success 4 over 4
11-14-2012 07:33 PM
thanks everyone.......I wonder if anyone had success recon credit limit increase with Amex Delta.
They only give me $1000 toy limit. I going to recon and ask them for limit when i first activate my new amex cards........
Anyone had succesful with it ????
Starting Score: 560Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK
Goal Score: 800
Walmart: 10k | Usaa: 4k | BCE: 3k | Amex Green: NSPL | Cap: 2k | Disco: 1.7k | ORchar: 0.4k
Re: Apps Spree Success 4 over 4
[ Edited ]11-14-2012 07:39 PM - edited 11-14-2012 07:39 PM
Congrats on your approvals - you did great! ![]()
I don't think Amex is receptive to credit limit recons. I would just use the card and PIF for the next 2 months, and then request a CLI at 61 days. If approved, that would potentially put you right up to a $3000 CL, and that would be close to your USAA limit. Treat your card wisely, and your limit can grow quickly.
Current Score:May 2013: EQ - 749, TU08 - 753, EX - 741 (Amex 4/13)
Goal Score: 760 on each by 12/31/13, Last app - 4/1/13
Take the 2013 FICO Fitness Challenge
Re: Apps Spree Success 4 over 4
11-14-2012 07:48 PM
TNTransplant wrote:Congrats on your approvals - you did great!
I don't think Amex is receptive to credit limit recons. I would just use the card and PIF for the next 2 months, and then request a CLI at 61 days. If approved, that would potentially put you right up to a $3000 CL, and that would be close to your USAA limit. Treat your card wisely, and your limit can grow quickly.
Well i would try and confirm with them about my USAA limit and see what they can do.......Not hurt to try right ???? Also i wonder yes of course im going to paid it in full for the next 60 days but do i really need to paid before the statement closing days or let the balance report then paid ??? What good tactics with AMEX ?????
Starting Score: 560Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK
Goal Score: 800
Walmart: 10k | Usaa: 4k | BCE: 3k | Amex Green: NSPL | Cap: 2k | Disco: 1.7k | ORchar: 0.4k
